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The KCMI Approach

KCM ServicesSince KCMI Capital’s underwriting approach is unique, there is no matrix or pricing sheet to reference. Each deal is evaluated and priced according to the individual ability. Eligible deals must be 1st position mortgages on a wide variety of commercial real estate with loans between $50,000 and $1MM. General terms begin with interest rates starting at 7.50% for a fully amortizing 30 year fixed commercial mortgage. Some program highlights include:

  • $50K to $1MM
  • No FICO Score Minimum
  • Rates as low as 7.50%
  • 30 Year Fixed
  • No Upfront Lender Fees (Appraisals are paid COD after commitment)
  • YSP Available
  • 2 to 3 Week Closing
  • Direct Portfolio Lender for commercial mortgages
  • Brokers are Protected

Eligible property types include:

  • Multi-Family
  • Mixed-Use
  • Strip Malls/Shopping Malls
  • Retail Spaces
  • Office Spaces
  • Warehouses
  • Day Care Centers
  • Light Industrial
  • Hospitality
  • Marinas
  • Auto Body Shops
  • Auto Repair Shops
  • Car Wash
  • Self-Storage
  • Mobile Home Parks
  • Churches

Ineligible Property Types:

  • Gas Stations
  • ALF’s
  • Land
  • Construction

Contact us for more information about the types of commercial mortages and our different mortgage programs and services.

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